Best savings account bonuses for August 2026
You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening. To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening. New Chase checking customers can earn a $400 bonus by opening a Chase Total Checking® account and making direct deposits totaling $1,000 or more within 90 days of enrollment.
For example, if the account is opened and funded in May, the qualifying months are June, July, and August, and the bonus will be paid by October 31. • Maintain a minimum average monthly balance of $5,000 for the first 3 full calendar months following the date the new account is opened and funded. For example, a qualifying account type opened and funded during the month of May must complete the requirements in the months of June, July, and August to qualify for the bonus. For the first 3 full calendar months following the date the new account is opened and funded.
10Send Money with Zelle® is available for most personal checking and money market accounts. Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Base Annual Percentage Yield (APY) as of and is subject to change.
Our Chase Total Checking account is loaded with features for everyday needs
- Using your CSB Debit Mastercard® within each of the first 12 calendar months following the date the new account is opened and funded.
- Open a new business checking or savings account and meet deposit and balance requirements to earn a $250, $500 or even $1,000 bonus with offer code 2026DP.
- The institution offered complimentary SoFi Plus for customers with eligible direct deposit until March 30, 2026.
- Offer is subject to change without notice and may not be combined with any other offer.
- Many bank account bonuses require a “direct deposit,” but not every bank defines it the same way.
Open a checking account online with the offer code or enter your email casino rivo address to get your offer and bring it to a Chase Branch to open an account. As a new Chase checking customer, when you open a Chase Total Checking® account1 and make direct deposits totaling $1,000 or more within 90 days of offer enrollment.
Interest rates are variable and subject to change at any time. SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account. Once these requirements are met, you’ll receive your bonus within 14 days.
Online & Mobile Banking
You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. Yes, opening a checking account online is usually pretty safe, as long as you’re on the bank’s official website or app and you switch on the proper protections. What is the impact of opening new bank accounts on credit score? So, whether you see a tax form in your mailbox or not, the cash you get for opening a checking or savings account is still taxable and belongs on your return. Have direct deposits totaling $500 or more put into your new checking account within 90 days of opening your account.
- Banks should stipulate when you can expect to receive your bonus after meeting the requirements—often within a couple months after completing the qualifying activities.
- • Receive cumulative monthly direct deposits totaling $2,500 or more within each of the first 3 full calendar months following the date the new account is opened and funded.
- Interest rates are variable and subject to change at any time.
- You must make at least $1,000 in deposits within 90 days of account opening1
- To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening.
- Yes, opening a checking account online is usually pretty safe, as long as you’re on the bank’s official website or app and you switch on the proper protections.
Chase Total Checking & Savings: Up to $900 bonus
You typically can’t open multiple accounts at the same institution and earn a bonus on all of them, but if you can meet the requirements across multiple banks, you may be able to earn bonuses with different banks. Yes, bank account bonuses are considered interest income, which is taxable. The Federal Reserve does not directly set the annual percentage yield (APY) on your savings account. The IRS considers bank account bonuses taxable income, typically reported on Form 1099-INT or Form 1099-MISC. Banks should stipulate when you can expect to receive your bonus after meeting the requirements—often within a couple months after completing the qualifying activities.
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Rewards will be transferred to your Account within ten (10) calendar days after the conclusion of the respective Eligibility Period (“Payout Window”). New Chime Checking account customers can earn a bonus of up to $350 by completing certain activities. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening.
Banks offering new bank account bonuses
Open a new personal checking or savings account and meet deposit and balance requirements to earn a $250, $500 or even $1,000 bonus with offer code 2026DP. Receive a $250 or $500 bonus when you open a new personal or business account—or bundle checking and savings to earn up to $1,000. • Maintain a minimum average monthly balance of $25,000 for the first 3 full calendar months following the date the new account is opened and funded.
Here’s a round-up of personal bank account bonuses you may want to consider if you’re in the market for a new checking or savings account. 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay. 11TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. You must make at least $1,000 in deposits within 90 days of account opening1 Annual percentage yield (APY) is variable and subject to change at any time.
Eligibility is based on whether you currently have — or have had in the past 12 months — a CSB personal checking account and/or a CSB personal savings or money market account. — you must not currently have, or have had, a CSB personal savings or money market account in the last 12 months. Within 30 calendar days following the date the new account is open and funded.
